Georgia Market at a Glance: January 2026 Numbers
Thinking about buying a home in Georgia? You’re not alone. Real buyers want to know: what’s actually on the market right now, and what does it cost?
- Median sale price: $335,000 for single-family homes statewide
- Active homes for sale: 51,853 (up 15% year-over-year)
- Average days on market: 53 days statewide (up from 47 last year)
- Metro Atlanta: Median price $374,000, inventory at six-year high
- White County: Median price $330,167, homes taking 66 days to go under contract
More choices and a steadier pace mean buyers have time to compare options and negotiate. However, the Georgian Real Estate Agency predicts a 5% price increase in 2026 due to rising construction costs and limited land. Acting early in the year may save you money.
| Region | Median Price | Active Listings | Avg. Days on Market |
|---|---|---|---|
| Georgia Statewide | $335,000 | 51,853 | 53 |
| Metro Atlanta | $374,000 | 20,998 | ~50 |
| White County | $330,167 | N/A | 66 |
If you’re ready to see what’s available, browse our active Georgia listings — these are homes we can show you today.
What $300K–$500K Buys You in Georgia’s Best Areas
Wondering what your budget gets you? The Brewer Group specializes in Georgia’s top neighborhoods — Peachtree City, Senoia, Brooks, Sharpsburg, Newnan, Fayetteville, and Tyrone. Our MLS inventory features a range of property types, and we can match you to homes that fit your needs.
- In Peachtree City, $400K–$500K secures a 4-bedroom, 2.5-bath home with top-rated schools and golf cart paths.
- Senoia offers newer 3-bed, 2-bath houses for $350K–$425K, many with walkable downtown access.
- Newnan boasts historic charm, with updated homes in the $325K–$450K range.
- Looking for acreage? Brooks and Tyrone deliver larger lots and privacy, with listings from $400K–$550K.
Here are a few current MLS Georgia listings you can tour right now:
- 121 Magnolia Lane, Senoia – 4BR, 3BA, $425,000, move-in ready
- 88 Brookshire Dr, Peachtree City – 5BR, 3.5BA, $495,000, updated kitchen, golf cart access
Every home you see is in our inventory — we can schedule a showing or answer questions directly. Search all Georgia homes here for the latest listings.
What most people miss:How Much House Can You Afford? Financing and Tax Updates for 2026
Getting pre-approved is a must in Georgia’s market (stick with me here). As of January 2026, the average 30-year fixed mortgage rate is 6.1%, with forecasts suggesting rates could dip toward 5.5% by mid-year. This creates an excellent window for financing.
- 2026 conforming loan limit in Georgia: $832,750 (applies statewide)
- Typical down payment: 10–20% (3%–5% options for qualified buyers)
- Georgia is phasing out state income tax, with two-thirds of residents exempt as soon as 2027 — potentially boosting your homebuying power
Down payment assistance is available:
- Georgia Dream offers up to $10,000 for qualified buyers
- Peach Plus program: up to $12,500 if you exceed Dream’s income limits
| Loan Type | Minimum Down | Assistance Programs |
|---|---|---|
| Conventional | 3–20% | Georgia Dream, Peach Plus |
| FHA | 3.5% | Georgia Dream, HFA Advantage |
We walk buyers through every financing step, from pre-approval to closing. Unsure where to start? Talk to a local Georgia expert — we’ll match you with lenders and programs that fit your situation.
Local Buying Realities: Negotiation, Timing, and Moving Fast
While inventory has grown, competition remains strong for well-priced homes in Georgia’s best areas. Buyers should be ready to act, but also recognize new leverage thanks to higher inventory and longer days on market.
- Homes average 53–66 days on market in 2026, giving buyers more time to evaluate
- Price reductions are more common — don’t hesitate to negotiate, especially on homes listed over 45 days
- Spring (March–May) brings the most new listings; searching early can help secure the best options
Our team uses real-time MLS data to advise you on:
- When to make an offer
- Which properties may accept below-listing bids
- How to structure contingencies and inspections to protect you
Pro tip: Get pre-approved and have paperwork ready. Sellers prefer buyers who can close quickly. We’ll help you prepare a strong, clean offer and guide you through negotiations.
Why Work With The Brewer Group: Local Experts, Real Results
Buying in Georgia isn’t just about finding the right house — it’s about having the right team. The Brewer Group, led by Jake Brewer and powered by Keller Williams, stands out with 10+ years of local Georgia expertise. We offer:
- Access to exclusive MLS listings not found on public websites
- Hyperlocal knowledge — schools. Neighborhoods Here’s what buyers say:
- “The Brewer Group found us a home in Newnan before it even hit the market!” — M. Jenkins
- “Jake’s team made a complicated process simple and stress-free.” — S. Patel, Senoia
Call or email for a consultation, or explore Georgia listings now.
Ready to Find Your Georgia Home?
Our inventory is updated daily, with homes to fit every budget and lifestyle. Let The Brewer Group guide your search, negotiate your deal, and handle every detail from pre-approval to closing.
- Explore Georgia Listings — see what’s available right now
- Prefer a local expert’s help? or call
Your perfect Georgia home is waiting — and we’re ready to help you find it.